1pm is a finance company/broker providing almost 20k UK SMEs with a variety of products, including loans, lease, hire purchase, vehicle and invoice finance. Advances range from £1k-£500k. The company distributes directly, via finance brokers and vendor suppliers. 1pm operates through a number of brands. In asset finance these include (i) Academy Leasing has over 30 years of experience and offers a soft asset solution for SMEs. (ii) One pm Finance provide Lease Finance and Hire Purchase to small and medium-sized enterprises (SME’s) up to £75,000.(iii) Bradgate Business Finance provides Asset finance for the Construction, Recycling & Haulage Industry including finance for plant, business equipment, trucks and vehicles. The brands in invoice finance are Positive Cashflow Finance and Gener8Finance while in loans it uses One pm Finance and Intelligent loans. Academy Leasing provide finance and administration for single vehicles up to large fleets while CarFinance 2 U is a well established car finance broker.